Have you been receiving repeated calls from Lyon Collection Services? Are these calls disruptive, aggressive, or made at odd hours? If so, you may be a victim of Lyon Collection Services phone harassment. This blog explores your rights under federal law, common tactics used by debt collectors, and how the Consumer Rights Law Firm PLLC can help protect you from ongoing harassment.
Who Is Lyon Collection Services?
Lyon Collection Services is a debt collection agency that collects delinquent debts on behalf of creditors. Like many collection firms, their main goal is to recover the money owed to their clients. While they are legally allowed to contact debtors, they must do so within the boundaries of the law.
Unfortunately, many consumers have reported Lyon Collection Services phone harassment, including aggressive calls, repeated voicemails, and even threats. If this sounds familiar, it’s important to know that you’re not alone—and you have legal options.
What Is Phone Harassment?
Phone harassment from a debt collection agency includes any unwanted, threatening, or repeated contact that causes emotional distress. Here are some examples of behaviors that qualify as Lyon Collection Services phone harassment:
● Repeated calls throughout the day
● Calls before 8 AM or after 9 PM
● Threats of arrest, wage garnishment, or legal action
● Use of abusive or profane language
● Refusing to validate the debt
● Contacting your family, friends, or employer about the debt
If you’ve experienced any of these tactics, it may be time to take action.
Your Legal Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers from abusive debt collection practices. Under this law, Lyon Collection Services phone harassment is prohibited, and you may be entitled to take legal action.
Key Protections Include:
● Debt collectors must identify themselves and the purpose of their call.
● They cannot threaten, harass, or use abusive language.
● They must cease communication if you request it in writing.
● They must verify the debt upon your request.
● They cannot misrepresent the amount you owe.
Violating any of these provisions may make Lyon Collection Services liable for damages.
Common Complaints Against Lyon Collection Services
Many consumers have shared their experiences with Lyon Collection Services phone harassment on public forums and complaint boards. Here are some of the most common issues:
- Excessive Calling: Receiving 3-5 calls per day, even after asking them to stop.
- Harassment at Work: Some consumers report being contacted at their workplace, despite telling the agency to stop.
- Threats and Intimidation: Scare tactics such as threats of arrest, lawsuits, or wage garnishment.
- Calling Relatives: Contacting family members in an attempt to shame or pressure the consumer.
- Failure to Provide Written Notice: Not sending a written validation of the debt as required by the FDCPA.
If you’ve experienced similar behavior, this likely constitutes Lyon Collection Services phone harassment, and you should consult an attorney.
How Consumer Rights Law Firm PLLC Can Help
You don’t have to suffer Lyon Collection Services phone harassment in silence. The Consumer Rights Law Firm PLLC is here to help you stop the abuse and fight back legally. Here’s how they can assist:
1. Cease and Desist Letters
They can draft and send a cease-and-desist letter to Lyon Collection Services on your behalf, legally requiring them to stop contacting you.
2. File a Lawsuit
If the harassment violates the FDCPA, they can help you file a lawsuit and potentially win up to $1,000 in statutory damages, plus compensation for emotional distress and attorney’s fees.
3. Debt Verification
They can demand Lyon Collection Services to provide written validation of the debt, which may reveal errors or violations in their process.
4. Negotiate or Dispute the Debt
If you do owe a valid debt, the law firm can negotiate with the agency to reduce the amount or remove negative items from your credit report.
What to Do If You’re Being Harassed
If you believe you’re a victim of Lyon Collection Services phone harassment, here’s what you should do immediately:
- Document Every Call
Keep a log of every phone call, including the time, date, caller’s name, and what was said. - Record Voicemails and Messages
Save any voice messages or written communications. - Send a Cease Communication Request
You have the right to tell them to stop contacting you under the FDCPA. - Contact Consumer Rights Law Firm PLLC
Let experienced legal professionals review your case and advise you on next steps.
Can You Sue Lyon Collection Services?
Yes, if Lyon Collection Services phone harassment violates the FDCPA or the Telephone Consumer Protection Act (TCPA), you may be entitled to compensation. Consumers have won thousands of dollars in court cases against debt collection agencies for unlawful behavior.
Potential damages include:
● $1,000 in statutory damages under FDCPA
● Actual damages for emotional distress
● Punitive damages in some cases
● Attorney’s fees and court costs
Consumer Rights Law Firm PLLC offers a free consultation and works on a contingency basis—meaning you don’t pay unless they win your case.
How to Report Lyon Collection Services
If you’ve experienced Lyon Collection Services phone harassment, you can also report them to the following organizations:
● Consumer Financial Protection Bureau (CFPB)
● Federal Trade Commission (FTC)
● Your State Attorney General’s Office
Filing complaints can lead to investigations and possible regulatory penalties against the company.
About Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a trusted legal partner for individuals facing debt collection harassment. Their team of skilled attorneys is dedicated to protecting your rights under federal and state consumer protection laws. With years of experience handling FDCPA cases, they have successfully stopped harassment and recovered compensation for countless clients.
Whether it’s Lyon Collection Services phone harassment or similar behavior from another agency, they’re prepared to take on the fight—so you don’t have to.
Final Thoughts
Debt collectors don’t have unlimited power. If you’re dealing with Lyon Collection Services phone harassment, you have the right to demand that it stop—and the legal backing to fight back. Whether the calls are stressing you out, affecting your work, or invading your privacy, you don’t have to tolerate it.
Reach out to Consumer Rights Law Firm PLLC today for a free consultation. It’s time to take back control and put an end to the harassment.
Leave a Reply